How The VA investigates Your Credit
Chapter seven bankruptcy (where all debts are discharged) filers must wait 2 years after the discharge of their bankruptcy before becoming fit for VA financing. If your bankruptcy was brought on due to circumstances that were beyond your control that are provable, for example medical conditions that kept you from working, or job loss that was not initiated by you, you can qualify after one year.
If you've been thru a foreclosure, the Chapter seven rules apply to you as well, irrespective of whether you have filed bankruptcy or not.
Improving Your Credit Score
the credit companies won't have a correct reflection of your bankruptcy on record, thus providing them with a copy can expedite the process, which is important to recovering your good name.
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